Financing Options

We're pleased to offer our clients a variety of ways to finance their fine jewelry purchase. Please contact us if you have any questions about our financing options. We're happy to help you!

First Mutual Financial

First Mutual Finance

Enjoy your fine jewelry purchase right away, while making installment payments over time. Once approved, we will contact you to complete your order, or you may check out online and choose the "Bill me" option under the credit card type.

  • 14.99% APR fixed rate for up to 60 months
  • 10% down payment required (payable by credit card, PayPal or bank wire)
  • Available for purchases over $1,000
  • No prepayment penalty
  • Subject to credit approval
  • Available only to U.S. residents, 18 years or older

Loan Calculator

Use this calculator to figure your down payment and total loan amount.

Enter the amount of your jewelry purchase:

Tip: Add items to your shopping cart and use the subtotal provided.

Are you shipping the item to California? (No sales tax outside California.)

Yes No

Select your desired shipping method:

PayPal Credit

Select PayPal Credit as your payment choice during checkout. You'll be asked to provide some personal details and agree to PayPal Credit's terms and conditions. A decision will be provided within seconds.

  • 19.99% APR
  • No down payment required
  • Minimum credit line of at least $250
  • No prepayment penalty
  • Subject to credit approval
  • Available only to U.S. residents, of legal age in the state where you reside

Free Layaway

Enjoy free layaway and conveniently pay for your purchase over six months or less. Your purchase will be manufactured and shipped to you when payment is received in full.

Here's how it works:

  • Put down a 20% deposit by credit card. This is your first month's payment.
  • The remaining balance is divided by five, and that amount is charged to your credit card once a month for the next five months. It can also be paid off sooner.
  • Once your purchase is paid off, your order will be processed!

Terms and conditions:

  • We do not offer layaway on loose diamonds.
  • If the product price increases during the six month period, you will be charged the difference.

Call us today at 877-472-2700 to set up your plan!

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